Life-Changing Events That Move the Housing Market

Written by Panama City Mortgage Mortgage Syndicated User on November 14, 2023. Posted in Buying Myths, Demographics, First Time Home Buyers, For Buyers, Mortgage Panama City, Move-Up Buyers, Panama City Mortgage.

Life is a journey filled with unexpected twists and turns, like the excitement of welcoming a new addition, retiring and starting a new adventure, or the bittersweet feeling of an empty nest. If something like this is changing in your own life, you may be considering buying or selling a house. That’s because through all these life-altering events, there is one common thread—the need to move. Reasons People Still Need To Move Today According to the National Association of Realtors (NAR) there have been a lot of this type of milestone or life change over the last two years (see graph below): And,...

VA Loans Help Heroes Achieve Homeownership [INFOGRAPHIC]

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Buying Myths, First Time Home Buyers, For Buyers, Infographics, Mortgage Panama City, Move-Up Buyers, Panama City Mortgage.

Some Highlights VA home loans can help people who served our country become homeowners. These loans can help qualified individuals purchase a VA-approved home or condo, build a new home, or enhance their current one. Owning a home is the American Dream, and one way to show our appreciation to veterans is by providing them with important information about the advantages of VA home loans.

How VA Loans Can Help Make Homeownership Dreams Come True

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Buying Myths, Demographics, First Time Home Buyers, For Buyers, Mortgage Panama City, Move-Up Buyers, Panama City Mortgage.

For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you care about has served in the military, it’s essential to learn about this program and its advantages. Here are some important things to know about VA loans before you buy a home. The Many Advantages of VA Home Loans VA home loans provide a pathway to homeownership for those who have served our nation, and they’re a great benefit for buyers who qualify. According to the Department of Veteran Affairs: Options for No Down Payment: Qualified borrowers can often...

Florida Mortgage | Reasons To Become a Homeowner

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Mortgage Panama City, Panama City Mortgage.

Florida Mortgage | Reasons To Become a Homeowner Trying to decide if you should rent or buy a home? Consider these benefits that come with buying. Let’s connect to take the first steps on your homebuying journey. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

Thinking About Using Your 401(k) To Buy a Home?

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Buying Myths, First Time Home Buyers, For Buyers, Mortgage Panama City, Move-Up Buyers, Panama City Mortgage.

Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert. Here’s why. The Numbers May Make It Tempting The data shows many Americans have saved a considerable amount for retirement (see chart below): It can be really tempting when you have a lot of money saved up in your 401(k) and you see your dream home on...

Florida Mortgage | Why Your House Isn’t Selling as Fast as You’d Like

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Mortgage Panama City, Panama City Mortgage.

Florida Mortgage | Why Your House Isn’t Selling as Fast as You’d Like If your house isn’t selling as fast as you’d like, there are a few things that could be a factor. Let’s connect to discuss what we can do to re-ignite buyer interest in your house. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Florida Mortgage | Expert Insights for the Rest of the Year in Housing

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Mortgage Panama City, Panama City Mortgage.

Florida Mortgage | Expert Insights for the Rest of the Year in Housing Here’s what experts have to say about what lies ahead for inventory, mortgage rates, and home prices. Let’s connect so you know what to expect in the housing market for the rest of the year. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Homeowner Net Worth Has Skyrocketed

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Buying Myths, First Time Home Buyers, For Buyers, Housing Market Updates, Mortgage Panama City, Move-Up Buyers, Panama City Mortgage, Rent vs. Buy.

If you’re weighing your options to decide whether it makes more sense to rent or buy a home today, here’s one key data point that could help you feel more confident in making your decision. Every three years, the Federal Reserve Board releases the Survey of Consumer Finances (SCF). That report covers the difference in net worth for both homeowners and renters. Spoiler alert: the gap between the two is significant. The average homeowner’s net worth is almost 40X greater than a renter’s. And here’s the data to prove it (see graph below): The Big Reason Homeowner Net Worth Is So High In the...

Florida Mortgage | Important Credit Score Information for Homebuyers

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in Mortgage Panama City, Panama City Mortgage.

Florida Mortgage | Important Credit Score Information for Homebuyers To boost your credit score, focus on your payment history, debt amount, and credit applications. Let’s connect if you want more tips to consider when buying a home. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips

Reasons To Sell Your House Before the New Year

Written by Panama City Mortgage Mortgage Syndicated User on November 12, 2023. Posted in For Sellers, Mortgage Panama City, Panama City Mortgage, Selling Myths.

As the year winds down, you may have decided it’s time to make a move and put your house on the market. But should you sell now or wait until January? While it may be tempting to hold off until after the holidays, here are three reasons to make your move before the new year. Get One Step Ahead of Other Sellers Typically, in the residential real estate market, homeowners are less likely to list their houses toward the end of the year. That’s because people get busy around the holidays and sometimes deprioritize selling their house until the start of the new year when their schedules and...

Author: Panama City Mortgage Mortgage Syndicated User